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        Selamat! Berikut Daftar Pemenang Indonesia Best Bank Award 2021

        Selamat! Berikut Daftar Pemenang Indonesia Best Bank Award 2021 Kredit Foto: Sufri Yuliardi
        Warta Ekonomi, Jakarta -

        Kementerian Keuangan (Kemenkeu) menilai, kinerja dan daya tahan industri perbankan di masa pandemi Covid-19 masih tetap moncer, bahkan aset perbankan tetap tumbuh didorong oleh program Pemulihan Ekonomi Nasional (PEN) dan berbagai kebijakan yang dikeluarkan Kemenkeu, Bank Indonesia (BI), Otoritas Jasa Keuangan (OJK), dan Lembaga Penjamin Simpanan (LPS).

        Tenaga Ahli Menteri Keuangan bidang Jasa Keuangan, Mirza Adityaswara, menceritakan, pada awal masa pandemi Covid-19, pemerintah mengaku khawatir kalau industri perbankan akan terdampak pandemi Covid-19. Hal ini wajar mengingat industri perbankan punya peran sentral dalam perekonomian nasional. Menurutnya, untuk mengantisipasi terhadap kemungkinan terburuk, sebagai respons awal, pada Maret 2020 pemerintah menerbitkan PP Nomor 1 tahun 2020 yang telah ditetapkan menjadi UU Nomor 2 tahun 2020.

        Baca Juga: Dibanjiri Kebijakan dan Stimulus, Kemenkeu Klaim Daya Tahan Perbankan Terjaga

        "Melalui kerangka UU tersebut, Kemenkeu memperkuat koordinasi dengan Bank Indonesia (BI), Otoritas Jasa Keuangan (OJK), dan Lembaga Penjamin Simpanan untuk mengantisipasi potensi pemburukan sektor riil yang berisiko menjalar ke sektor keuangan. Melalui instrumen fiskal, Kemenkeu mengambil langkah-langkah darurat dalam bentuk kebijakan countercyclical untuk mengatasi dan mitigasi dampak Covid-19," ujar Mirza dalam sambutannya pada acara Indonesia Best Bank Award 2021 yang digelar Warta Ekonomi secara virtual di Jakarta, Rabu (25/8/2021).

        Untuk dukungan dunia usaha, lanjut Mirza, Kemenkeu bersama-sama OJK, BI, dan LPS telah berkoordinasi dan bersinergi guna mendukung akselerasi PEN khususnya dari sisi dukungan pembiayaan dan penguatan likuiditas sektor usaha.

        Dia menjelaskan, Kemenkeu melalui instrumen APBN telah meluncurkan kebijakan risk sharing penjaminan kredit, penempatan dana di perbankan, dan subsidi bunga UMKM. Sementara itu, BI menurunkan suku bunga acuan BI 7-Day Reverse Repo Rate hingga 125 bps, menurunkan Giro Wajib Minimum dari 4,5% menjadi 3,5%, kenaikan Penyangga Likuiditas Makroprudensial (PLM), serta pelonggaran Loan to Value (LTV).

        OJK sendiri memberikan relaksasi restrukturisasi kredit, perhitungan aset tertimbang menurut risiko, dan mendorong suku bunga rendah. Sementara, LPS melakukan relaksasi pembayaran denda keterlambatan atas premi penjaminan.

        "Berbagai kebijakan tersebut diyakini cukup efektif menjaga resilience perbankan kita dalam mnghadapi tekanan. Likuiditas perbankan yang pada awalnya dikhawatirkan mengalami permasalahan dan flight to quality antar bank, hingga saat ini masih dapat di-manage dengan baik bahkan likuiditas perbankan kita sangat ample, sangat melimpah dan sangat cukup," jelas Mirza.

        Hal ini, lanjut dia, terlihat dari rasio Alat Likuid terhadap Non Core Deposit (AL/NCD) pada akhir juni 2021 mencapai 151,2% dan rasio pinjaman terhadap simpanan atau Loan to Deposit Ratio (LDR) yang mencapai 80,1%.

        Dari sisi profitabilitas, laba bersih perbankan per juni 2021 masih tumbuh 7,9% dengan Net Interest Margin (NIM) 4,56%. Kemudian dari sisi permodalan, Capital Adequacy Ratio (CAR) industri perbankan pada Juni 2021 mencapai 24,3%, jauh meningkat dari posisi Maret 2020 yang hanya 21,6%. Kinerja ini juga tidak terlepas dari rasio kredit bermasalah atau Non Performing Loan (NPL) yang relatif rendah walaupun mengalami peningkatan di tengah pandemi Covid-19. Tercatat, NPL gross Juni 2021 sebesar 3,24%, sementara pada Maret 2020 sebesar 2,77%.

        "Kami dari sisi pemerintah patut bersyukur dengan kondisi perbankan yang relatif resilience menghadapi pandemi Covid-19 yang sudah berlangsung hampir 1,5 tahun," pungkasnya.

        Namun Mirza mengingatkan, kita tidak boleh berpuas diri dengan perkembangan perbankan saat ini. perlu diingat pandemi Covid-19 masih memiliki tingkat ketidakpastian (uncertainty) yang tinggi dan belum bisa diperkirakan kapan akan selesai meski program vaksinasi terus berjalan.

        "Berbagai potensi risiko sekecil apapun terus kami identifikasi dan monitor sehingga dapar segera diantisipasi dan mitigasi dampaknya bila risiko itu benar-benar terjadi," tukasnya.

        Tak lupa, Mirza juga mengapresiasi Indonesia Best Bank Award 2021 yang diselenggarakan Warta Ekonomi. Tentunya, penghargaan ini dapat menjadi booster bagi penerima penghargaan agar tetap semangat dan memacu kinerjanya menjadi lebih baik lagi.

        "Kami apresiasi kepada Warta Ekonomi. Acara ini dapat menjadi bentuk apresiasi dan tentu saja menjadi booster untuk memacu semangat dan motivasi untuk terus mendorong berbagai inovasi dan adaptasi produk dan layanan perbankan terhadap ekosistem baru yang terus bergerak dan berkembang telebih di masa pandemi yang kita jalani ini," tutur Mirza.

        Berikut adalah para pemenang Best Bank 2021:

        No Perusahaan Category Title
        1 Bank Central Asia Tbk. BUKU 4 with total assets over 500 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Prominance Banking Digitalization
        2 Bank Mandiri (Persero) Tbk. BUKU 4 with total assets over 500 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Delicate Banking Business Development
        3 Bank Rakyat Indonesia (Persero) BUKU 4 with total assets over 500 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Mantaining Investor Relationship
        4 Bank Negara Indonesia (Persero) BUKU 4 with total assets over 500 trillion Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Increasing Human Resource Capability
        5 Bank Danamon Indonesia Tbk. BUKU 4 with total assets under 500 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Development
        6 Bank CIMB Niaga Tbk. BUKU 4 with total assets under 500 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Prominance Banking Digitalization
        7 Bank Pan Indonesia Tbk BUKU 4 with total assets under 500 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Innovative Banking Retail Business
        8 Bank OCBC NISP Tbk. BUKU 3 with total assets over 100 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        9 Bank BTPN Tbk. BUKU 3 with total assets over 100 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Prominance Banking Digitalization
        10 Bank Permata Tbk. BUKU 3 with total assets over 100 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Innovative Credit Card Services
        11 PT Bank Tabungan Negara (Persero) Tbk BUKU 3 with total assets over 100 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Delicate Banking Business Expansion
        12 Bank Mega Tbk. BUKU 3 with total assets over 100 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Digital Banking Transformation
        13 Bank Mayapada Internasional Tbk BUKU 3 with total assets over 100 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Delicate Banking Business Development
        14 PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk BUKU 3 with total assets over 100 trillion Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Mantaining Investor Relationship
        15 PT BPD Jawa Tengah BUKU 3 with total assets 50 -100 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Mantaining Stakeholders Engagement
        16 PT BPD DKI BUKU 3 with total assets 50 -100 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Innovative Digital Banking Products
        17 PT Bank DBS Indonesia BUKU 3 with total assets 50 -100 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Innovative Investment Products
        18 PT BPD Jawa Timur Tbk BUKU 3 with total assets 50 -100 trillion Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Delicate Banking Business Development
        19 Bank Woori Saudara Indonesia 1 BUKU 3 with total assets under 50 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Development
        20 Bank China Construction Bank I BUKU 3 with total assets under 50 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Delicate Banking Business Expansion
        21 Bank Sinarmas Tbk. BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Innovative Digital Banking Products
        22 PT BPD Sumatera Barat BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Development
        23 PT Mandiri Taspen BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Expansion
        24 PT BPD Bali BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Innovative Digital Banking Products
        25 Bank Artha Graha Internasional BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Innovative Banking Retail Business
        26 PT Bank Multiarta Sentosa BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Mantaining Investor Relationship
        27 PT BPD Sumatera Utara BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Delicate Banking Business Expansion
        28 PT BPD Kalimantan Timur dan Kalimantan Utara BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Prominance Banking Digitalization
        29 PT BPD Sumatera Selatan dan Bangka Belitung BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Increasing Human Resource Capability
        30 PT Bank Commonwealth BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Innovative Digital Banking Products
        No Perusahaan Category Title
        31 PT BPD Sulawesi Selatan dan Barat  BUKU 2 with total assets over 20 trillion Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        32 Bank Ina Perdana Tbk. BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Innovative Digital Banking Products
        33 PT BPD Kalimantan Barat BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Development
        34 Bank Mestika Dharma Tbk. BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Expansion
        35 PT BPD Jambi BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Increasing Human Resource Capability
        36 PT Shinhan Indonesia BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        37 PT BPD Kalimantan Selatan BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Delicate Banking Business Expansion
        38 PT BPD Kalimantan Tengah BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Delicate Banking Business Development
        39 PT Bank Sahabat Sampoerna BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Innovative Digital Banking Products
        40 Bank IBK Indonesia Tbk. BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Mantaining Investor Relationship
        41 Bank Maspion Indonesia Tbk. BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        42 PT BPD Daerah Istimewa Yogyakarta BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Delicate Banking Business Development
        43 PT Bank Nationalnobu Tbk. BUKU 2 with total assets 10-20 trillion Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Innovative Digital Acceleration
        44 Bank Bisnis Internasional Tbk BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Mantaining Investor Relationship
        45 Bank Digital BCA BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Prominance Banking Digitalization
        46 Bank Oke Indonesia Tbk. BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Development
        47 PT Bank Index Selindo BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Prominance Banking Digitalization
        48 PT Bank Jasa Jakarta BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        49 PT BPD Lampung BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Innovative Digital Acceleration
        50 Bank Bumi Arta Tbk. BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Mantaining Investor Relationship
        51 PT BPD Sulawesi Tenggara BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Delicate Banking Business Development
        52 PT Allo Bank Indonesia Tbk BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        53 PT Bank SBI Indonesia BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Increasing Human Resource Capability
        54 Bank Ganesha Tbk. BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Delicate Banking Business Expansion
        55 PT Bank Mayora BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Deposit Interest Development
        56 PT Bank Seabank Indonesia BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Mantaining Investor Relationship
        57 Bank Jago Tbk. BUKU 2 with total assets under 10 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        58 PT BPD Bengkulu BUKU 1 with total assets over 5 trillion Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Mantaining Investor Relationship
        59 PT BPD Sulawesi Tengah BUKU 1 with total assets over 5 trillion Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Delicate Banking Business Development
        60 PT BPD Banten Tbk BUKU 1 with total assets over 5 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        61 PT Bank FAMA Internasional BUKU 1 with total assets under 5 trillion Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Mantaining Investor Relationship
        62 Bank Prima Master BUKU 1 with total assets under 5 trillion Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        63 PT Bank Mega Syariah Sharia Bank BUKU 2&3 Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Prominance Banking Digitalization
        64 PT Bank BCA Syariah Sharia Bank BUKU 2&3 Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Enormous Banking Business Expansion
        65 PT Bank Tabungan Pensiunan Nasional Syariah Sharia Bank BUKU 2&3 Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Delicate Banking Business Development
        66 PT Bank Aceh Syariah Sharia Bank BUKU 2&3 Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Innovative Digital Acceleration
        67 PT Bank BJB Syariah Sharia Bank BUKU 2&3 Indonesia Best Bank 2021 with Very Good Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        68 Bank Victoria Syariah BUKU 1 Syariah Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Development
        69 Bank Syariah Bukopin BUKU 1 Syariah Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Innovative Banking Business Segmentation
        70 JPMorgan Chase Bank, NA Foreign Bank Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Enormous Banking Business Expansion
        71 Bangkok Bank Foreign Bank Indonesia Best Bank 2021 with Outstanding Financial Health and Corporate Performance: Delicate Banking Business Development
        72 Standard Chartered Bank Indonesia Foreign Bank Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Enormous Banking Business Expansion
        73 MUFG Bank Foreign Bank Indonesia Best Bank 2021 with Excellent Financial Health and Corporate Performance: Delicate Banking Business Development
        74 Bank of China Limited Foreign Bank Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Enormous Banking Business Expansion
        75 PT Bank CTBC Indonesia Foreign Bank Indonesia Best Bank 2021 with Great Financial Health and Corporate Performance: Delicate Banking Business Development

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        Editor: Puri Mei Setyaningrum

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