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BCA Records Profit of Rp9.6 Trillion

Foto Berita BCA Records Profit of Rp9.6 Trillion
Warta Ekonomi.co.id, Jakarta -

PT Bank Central Asia Tbk. (BCA) made a net profit of Rp9.6 trillion in the first semester of this year, reflecting a growth of 12.1 percent year-on-year, mostly from interest income following the bright growth of corporate credits.

BCA President Director Jahja Setiaatmadja said here on Wednesday (20/7/2016) that although domestic economic condition was still in the process of recovering, corporate credits had contributed the highest to the growth reaching 19.6 percent year-on-year or Rp135.4 trillion.

Commercial and small and medium credits on the other hand have been the biggest portfolio but their growth was only recorded at 6.5 percent or Rp146.5 trillion while consumer credits were up 9.1 percent year-on-year, reaching Rp105.2 trillion.

"We indeed saw that demand is still slow, but thanks to our efficiency and growth of transaction accounts, the business has registered a boost," he added.

In the consumer line, housing credits rose by 8.5 percent to Rp61.7 trillion and motor-vehicle credits were up 11.4 percent to reach Rp34.0 trillion. The BCA credits in all segments grew 11.5 percent to Rp387 trillion, year-on-year.

According to Jahja, the efficiency attained through reduction of cost of funds has contributed to the growth of profit and revenues.

"Before the monetary easing effected by Bank Indonesia since 2015, we have been able to lower the interest rates of deposits and, in turn, reduce the cost of funds. In February, we also reduced the loan interest," he explained.

BCAs operational income in the first semester this year rose 15.5 percent to Rp26.1 trillion while operational burden also increased by 7.3 percent, failing to reach double digits, and touching Rp12.07 trillion.

The compensation of growth in credit distribution was seen in the hike of non-performing loan ratio to 1.4 percent by the end of June 2016 from 0.7 percent in June last year. Jahja, however, saw the trend of NPL hike would weaken.

"The NPL is indeed predicted to rise until September but the rise will not be drastic and may have a tendency of slowing seeing the start of improvement in the economy," he underlined.

To anticipate problem credits, the BCA has set up an additional reserve fund worth Rp2 trillion. In June, the ratio of the reserve to total problem credits reached 193 percent. The BCAs liquidity condition seemed to be easing continuously. Although the credit growth reached double digits, the ratio of funds to lending (LFR) was recorded at only 77.9 percent.

The LFR position was still below the central banks existing standard, which is at 78 to 92 percent. The newest standard is at 80-92 percent. In the first half of this year, the BCA collected Rp490.6 trillion in third-party funds, reflecting a growth of 7.8 percent.

With the credit achievement and the third party funds, BCA assets in the period were recorded at Rp626.1 trillion. (Ant)

Tag: PT Bank Central Asia Tbk (BCA), Jahja Setiaatmadja

Penulis: ***

Editor: Cahyo Prayogo

Foto: Fajar Sulaiman

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Ringkasan BEI

No Name Today Change Stock
1 Composite Index 5266.938 -3.073 541
2 Agriculture 1885.940 12.223 21
3 Mining 1396.131 1.193 43
4 Basic Industry and Chemicals 534.340 -1.838 66
5 Miscellanous Industry 1334.917 11.556 42
6 Consumer Goods 2335.552 -13.929 39
7 Cons., Property & Real Estate 518.602 0.971 63
8 Infrastruc., Utility & Trans. 1053.013 5.208 56
9 Finance 801.764 0.204 89
10 Trade & Service 847.173 -4.711 122
No Code Prev Close Change %
1 BINA 338 422 84 24.85
2 OASA 292 364 72 24.66
3 HOTL 149 180 31 20.81
4 BIPI 115 137 22 19.13
5 SMDM 81 95 14 17.28
6 SSIA 525 605 80 15.24
7 IBST 1,850 2,100 250 13.51
8 BOLT 855 970 115 13.45
9 MYTX 62 70 8 12.90
10 NRCA 386 434 48 12.44
No Code Prev Close Change %
1 PLAS 320 248 -72 -22.50
2 TALF 420 360 -60 -14.29
3 CENT 161 142 -19 -11.80
4 BNLI 745 670 -75 -10.07
5 JAWA 173 157 -16 -9.25
6 MCOR 212 193 -19 -8.96
7 AMRT 615 560 -55 -8.94
8 LMPI 162 148 -14 -8.64
9 INAF 4,100 3,750 -350 -8.54
10 SMBR 2,180 1,995 -185 -8.49
No Code Prev Close Change %
1 BIPI 115 137 22 19.13
2 BUMI 410 420 10 2.44
3 DSFI 164 175 11 6.71
4 MCOR 212 193 -19 -8.96
5 WSBP 585 590 5 0.85
6 LEAD 128 133 5 3.91
7 INCO 2,510 2,490 -20 -0.80
8 BRMS 77 80 3 3.90
9 SSIA 525 605 80 15.24
10 AGII 910 915 5 0.55